A car title loan is not something you want to hang on to any longer than necessary. You can help yourself out by adopting good driving habits to save on gas, which in turn saves money for the car title loan payments.
Your attitude when driving can have a major impact on fuel economy. If you have an extreme attitude, either angry or happy, you will be more likely to drive aggressively.
This means you will accelerate more quickly and use your brakes more liberally. This also means you will make a lot of lane changes to get around traffic.
All of this aggressive driving could cost you a lot of gas as well as wear and tear on your car, mainly your brakes and transmission.
By slowing down, being less aggressive when you accelerate, and giving yourself more room behind other cars, you can save up to 33 percent in fuel according to the United States Department of Energy.
Keeping your top speeds slower also improves your fuel efficiency. Most cars have their peak fuel economy at around 50 miles per hour. It drops dramatically after that. The Department of Energy stated that for every 5 mph you drive over 50 mph, you would expect to lose about 26 cents per gallon of gas if the price of gas is $3.75 per gallon.
This does not mean you should drive 50 in a 65 mph zone. However, if you keep your cruising speed to the speed limit, you will save on gas.
Keeping your speed to the speed limit has other benefits. If you are driving faster than the other cars, then you will end up having to hit your brakes more often and accelerate around cars more often, which hurts fuel efficiency and adds wear and tear.
If you keep your speed to the speed limit, you can usually drive in the slower lane and let other cars pass you, so you’ll avoid the additional braking and accelerating. This also will help you not be as frustrated with the other traffic.
Also, use cruise control as much as possible to maintain a more consistent speed, as well as overdrive gears.
You also can save on gas by not using your air conditioning as much. This helps even more if you live in a hot place like Texas.
When it is hot, roll down your windows when you are going less than 50 mph. When you are going more than 50 mph, roll up your windows to reduce the drag on your car and turn on the air conditioning, which has little effect on fuel efficiency at higher speeds.
Maximize each trip you take in your car. Do all of your errands in one trip to save on gas. Also, plan your trip ahead of time so that you can take the shortest route possible.
If you do get stuck in traffic, don’t let your engine idle. Turn off your car to save on gas and keep it from overheating.
Also, before you leave home, make sure your car doesn’t have any extra weight, which will force you to use more gas and will create extra wear and tear.
Just being conscious of your fuel economy will go a long way toward saving you money and making sure that you are able to pay off the car title loan when it is due.